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Basic Concepts of Finance and Banking

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Question: Which of the following account (s) can the customers open with Dhaka Bank's Islamic Banking Branches?

  1. a.
    Mudaraba Term Deposit Account
  2. b.
    Mudaraba Special Notice Account
  3. c.
    Mudaraba Hajj Savings Account
  4. d.
    All of these
  5. e.
    None of these
Answer: d

Question: Money appears to have a major influence on:

  1. a.
    inflation
  2. b.
    the business cycle
  3. c.
    interest rates
  4. d.
    all of these
  5. e.
    None of these
Answer: d

Question: The rate that banks charge to their most creditworthy customers is generally termed as:

  1. a.
    Bank rate
  2. b.
    Prime rate
  3. c.
    Interest rate
  4. d.
    Discount rate
Answer: c

Question: We open current accounts with a commercial bank for a propose of--

  1. a.
    Earning interest
  2. b.
    Safe custody of funds
  3. c.
    Getting Loan
  4. d.
    All of these
  5. e.
    None of these
Answer: b

Question: The 4th Asia-Pacific Microcredit Summit was held in which city?

  1. a.
    Tokyo
  2. b.
    Beijing
  3. c.
    Manila
  4. d.
    Dhaka
Answer: d

Question: Which one is not a national currency---

  1. a.
    Euro
  2. b.
    Dollar
  3. c.
    Sterling
  4. d.
    Guilder
Answer: a

Question: Which is not an instrument of Government borrowing?

  1. a.
    Treasury Bill
  2. b.
    Fixed Deposit
  3. c.
    Wage Eanres Bond
  4. d.
    Defense Saving Certificate
Answer: b

Question: In which year did the government of Bangladesh nationalized the insurence industry?

  1. a.
    1972
  2. b.
    1973
  3. c.
    1974
  4. d.
    1975
  5. e.
    None of these
Answer: a

Question: The theory that bad money drives good money out of circulation is given by:

  1. a.
    Marshall
  2. b.
    Keynes
  3. c.
    Robertson
  4. d.
    Amartya Sen
  5. e.
    Garsham
Answer: e

Question: The net increase in owner's equity resulting from business operations is called--

  1. a.
    expense
  2. b.
    earnings per share
  3. c.
    net income
  4. d.
    revenue
  5. e.
    retained earnings
Answer: e

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